Dollar$ Keeping You Up at Night?

What percentage of Americans do you think lose sleep fretting about money matters in the middle of the night? (Hint, it’s well over the majority!) When I was livin’ it up in San Francisco working in the wine industry, I managed to rack up some impressive debt, and it frequently impacted my slumber. Over the years there were other financial issues such as worry over estate planning once my son was born and then Covid came and tanked the stock market and subsequently sent interest rates up and inflation especially sky high.

Sleep is a critical factor in the body’s ability to function optimally and repair itself; in other words, it’s a cornerstone of metabolic health. Which is why in today’s episode #63 of The Nourishment Mindset, we’re talking with a financial expert who wants to help YOU get a better night’s sleep. (This is a pod-only episode as we’re in the middle of a move and I’m also rehearsing for a play so I didn’t elect to video edit.)

Meet CERTIFIED FINANCIAL PLANNER™, Chartered Advisor in Philanthropy,® Accredited Tax Preparer® and my husband, Patrick Huey. He’s a self described “comprehensive financial concierge for real people” and offers plenty of sound, actionable advice as you prepare for 2025.

Patrick discusses how to cultivate financial health, what we should and shouldn’t worry about and most importantly, how to find balance when it comes to making, saving, spending and giving money. We talk about how to assess financial health, determine if you would benefit from working with a financial advisor and what to look for in your search for a good fit.

“Everyone has a plan until you ask them to produce it.” - Patrick Huey, owner of Victory Independent Planning

We also emphasize the importance of getting that second opinion if you already have your money house in order. I recently had a dentist tell me I needed a freakin’ root canal. After seeking a couple of second opinions, I learned that there’s nothing wrong with my tooth after performing a simple a cold test with an ice cube at home!

While it’s standard practice to get a second opinion in medical matters, it’s much more rare in the world of finance. If you walk away with one takeaway from this episode, take this: get a second opinion on your financial health, which is significantly more comprehensive than your investments! There are so many money managers out there who do just that — focus solely on investment accounts, leaving estate, tax, health and other planning to others… Or sadly and commonly, no one.

Financial health is about so much more and in this episode, you’ll learn about Patrick’s SMART® approach to gliding into retirement and much more.

****I’m thrilled to offer Nourishment Mindset subscribers this special, no obligation offer through January 15: a complimentary signed shipped copy of Patrick’s Seven Pillars of Financial Wisdom to help you determine if you’re getting the maximum benefit from your current approach to financial health. To receive one, simply email me. (FavorFat@gmail.com)

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FINE READS-

For those who want a more comprehensive read, Patrick spent nearly a decade crafting only the book he could write. AND didn't toss me off our Camas, WA balcony to the coyotes the night I gave him this feedback after reading the manuscript: “There’s a lot here. But you need to start over from an organization stand point.”

History Lessons for the Modern Investor takes a rollicking romp through the past helping you learn important lessons from historical figures to become a better investor today. For example, Julius Caesar, courtesy of some heavily armed guys in togas, discovered that mental shortcuts can lead to disappointing results. He learned it the hard way, but you don’t have to. Nicolaus Copernicus didn’t think the universe revolved around him—rare for a genius of his time. His economic theory is the secret to funding a long retirement. And you won’t risk getting burned at the stake…

To check out all of his books including a travel thriller, visit Patrick’s author page.

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FINE RECIPE with a FINE FIND- Dixie’s Go To Tuna Salad with Sea Seasoning
I’m combining my Fine Recipe and Fine Find this month since this sea seasoning adds flavor and an essential trace mineral, iodine. I love Maine Coast Sea Seasonings and regularly use their organic triple blend.

Sometimes you need a quick, healthy fix and my Go To Tuna Salad is one of my favorites! Serves one so feel free to multiply for more mouths. Add everything together, stir and enjoy:

1.One can of tuna, preferably wild caught and in either olive oil or water;

2.Mix in 1 generous TB avocado oil mayo — Primal Kitchen and Sir Kensington’s are my preferred brands (no stanky seed oils - traditional mayo always has ‘em even if they advertise “olive oil” on the front so check those ingredients);

3.Chop 1 mini cucumber (or a half of a regular one) and toss in;

4.Add 1tsp Dijon if you enjoy mustard and/or a couple TB finely chopped nuts;

5.Generously salt with a high quality brand such as Redmond.

6.Consider adding a Sea Seasoning with iodine to support thyroid health and add delicious flavor!

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PS - If you happen to live in SW Florida, please support local arts come see Last of the Red Hot Lovers, a comedy about a married man’s midlife crisis by Neil Simon. We’re playing at the Marco Island Center for the Arts theater January 8-26.

My character, Bobbi Michelle, is a nutty out of work night club singer who takes medicinal weed instead of tranquilizers because she has this inability to swallow pills. She’s essentially harmless — sweet and sexy, but also super ditzy, and her singing is um… you’ll see. For more, check out the features in Coastal Breeze and Marco Eagle.